Listed by Coldwell Banker Grass Roots Realty
Listed by Coldwell Banker Grass Roots Realty
Listed by Coldwell Banker Grass Roots Realty
Listed by Grow Properties
Listed by Coldwell Banker Grass Roots Realty
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Agent License ID: 02107049Timothy Jobe is a Nevada County REALTOR® with Coldwell Banker Grass Roots Realty, serving Grass Valley, Nevada City, Penn Valley, Lake Wildwood, and surrounding communities. After moving from the Bay Area to Nevada County in 2019, Timothy understands firsthand what it takes to transition from city life to the Sierra Foothills. That experience gives him a strong ability to guide buyers and relocating families through lifestyle changes, local neighborhoods, insurance considerations, and the home-buying process. He also helps sellers and investors make confident, strategic decisions. Outside of real estate, Timothy enjoys hiking, kayaking, and exploring the outdoor lifestyle that makes Nevada County such a special place to call home.
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Timothy Jobe
License ID: 02107049
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OWL YOU NEED TO KNOW
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?
What is a 2-1 buydown, and how does it work?
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
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